There are a number of tasks you have to complete before moving into your new home, and its advised to get this done sooner rather than later. We have devised this list to jog your memory and provide an information pack to refer back to. Failing to take into consideration some of these factors may cause you unnecessary stress once you are moved in. Here are the 6 things to remember before moving home.
The Main Things to Remember before Moving
Moving home can be emotionally and financially exhausting, so it is essential to plan ahead and take control of the smaller aspects of the moving process. All of the tasks we have thought of, are best off being completed well ahead of schedule. You’ll find that having completed these easily forgotten tasks the moving day will be far easier and much less stressful.
1. Redirect Post and Other Deliveries
To prevent your personal information from identity theft, it is vital to get your post re-directed to your new address. You can set this redirect up well in advance but can also apply for this up to three or six months after the moving date. It is advised to notify the Post Office of your change of address at least a week prior to moving. The charge for this service currently starts at £33.99.
You also need to contact any other regular deliveries you receive such as DVD rentals, milk or magazines and newspapers. You also need to make sure to update your address on any online shops, such as Amazon or John Lewis. Billing and delivery information is often recognised and automatically stays the same for a speedy checkout.
2. Let Your bank know your change of address
Any banks you are connected with, building societies or other financial companies should all be made aware of your change of address. This is so they can update their records and contact you easily. Writing to each bank, you deal with to inform them of your new address to prevent important financial documents falling into the hands of strangers. When you apply for new credit cards or PIN numbers, you are sent this information through the post, so it is essential the bank has your correct address.
3. Update vehicle details
You need to make sure the address on your driving licence, car ownership certificate and insurance has been updated. You can renew your driving licence address either on the GOV.UK website or by post. This is a free service to do, but if you fail to get it done, then you can face fines.
Updating your car ownership certificate is essential because this will cost you £1,000 in fines if you neglect to complete it. You must inform the DVLA of your move and provide your new address, even if this is only a temporary address. The issuing of new registration documents can take up to a month to complete, so if you need to tax your vehicle in this time complete this on the Gov.Uk website before sending your logbook to the DVLA.
Because most insurance policy pricing is based on location, it is imperative to notify your car insurance company of your new address. If you fail to do so, the company can refuse to pay out if you make a claim. You may also have to pay extra if the insurance provider deems your new location to be riskier. However, if the area is notably safer than your existing neighbourhood, then you may be entitled to a refund.
4. Make sure your new home has house insurance
You are likely to require building insurance if you are buying a new home, rather than renting, as a condition of your mortgage contract.
Nevertheless, whether you have decided to rent your property or buy it, you want to ensure your valuables are protected against loss both during and after the move. If you already have insurance, confirm that the policy covers you during the moving process. You will need to notify your insurer of the change of address and may be required to pay a fee to have your policy altered.
However, if you do not already have home insurance, once you have finalised the deal on your new home and you have access to the property details, you can get insurance up to 30 days in advance. You can then also schedule it in to start on the day of your arrival.
5. Move your TV licence and notify broadband provider
It is a legal requirement to have a TV licence if you watch live streamed TV so make sure to inform the licencing company about your change of address. Let TV Licensing know of the date you are planned to move in so that you are covered from that day.
You will also need to inform your digital tv, landline and broadband providers of the move. Most providers will allow you to your existing package with you as long as they provide services in that area. Make sure to contact them in enough time to find out if they are able to move or your service or offer you an alternative. However, if your contract is about to run out or you aren’t committed to a deal, then this is an excellent opportunity to look around for a better package. Take a look at this comparison site for more information.
6. Take final readings from your existing meter
This can be completed just a few days before your move, but it is essential to do it. Note down your gas, electricity and water readings and inform the suppliers to prevent you from getting billed for the new owner’s usage. You will find ‘change of address’ forms on your utility companies’ websites. It is fairly easy to update your address and providers are not usually concerned about relocations; however, this is a good time to switch to a cheaper provider.
7. Booking your removal company
This is an aspect of the moving process you do need to consider in advance. You want to be sure you have found a reliable removal company and ensure they are available for the date you need them. Book your chosen company at least a month in advance and then contact them closer to the day to ensure they still have you scheduled in. If you are looking for a reputable and friendly removal service in London, then get in touch with us today.